This morning, I came across an interesting blog by a gentleman who is currently going through a Chapter 13 and is describing his experiences preparing as he goes through his case. It appears that he tried a debt counseling program that did not work and now has made the decision to go through Chapter 13.
I am not sure where he lives, but his Chapter 13 diary blog warrants a look. And if you have your own experiences to share, please leave a comment or send me an email.