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Ginsberg Law Offices

Atlanta Bankruptcy Attorneys

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You are here: Home / Frequently Asked Questions / Research Center

Research Center

Making the Decision to File

  • What is a Bankruptcy?
  • What are the Different Types of Bankruptcy Available to Me?
  • What’s the Difference Between Chapter 7 and Chapter 3?
  • What’s the Difference Between Bankruptcy and “Debt Settlement” Companies?
  • Are there any Legitimate Alternatives to Bankruptcy?
  • Which Type of Bankruptcy is the Right Choice for Me?
  • How Do the 2005 Changes to the Bankruptcy Code Impact Me?
  • Can I file My Bankruptcy Without a Lawyer to Save Money?
  • Will My Interest Rates Change if I File for Bankruptcy?
  • Will Any of my Debts Survive Bankruptcy?
  • Can I Convert from One Chapter to Another After I File?
  • I Have Just Been Sued…Now What?
  • Is it Possible That I Have Waited Too Long to File?
    • Is it Too Late for Me to File if I Have Been Sued or if Foreclosure or Repossession has Started?
  • Should I File Individually or Jointly with My Spouse?
  • Can I Change My Mind and Cancel the Case After I File?
  • Will I Lose My House, Car or Other Property if I File for Bankruptcy?
  • How Badly Will My Credit be Damaged by Bankruptcy?
  • Should I Liquidate or Borrow Against My 401(k) or Pension to Pay Bills?

Getting Started with Ginsberg Law Offices

  • Why Should I Choose Ginsberg Law Offices?
  • How Much is This Going to Cost Me?
  • Does Ginsberg Law Offices Offer Payment Plans?
  • How Fast Can You Meet with Me?
  • What Should I Do if I’m Ready to Get Started?
  • What Information Do You Need From Me to Evaluate my Case?

Understanding Chapter 7

  • What Happens After I File My Chapter 7 Case?
  • What Can Go Wrong in my Chapter 7 Case?
  • What if My Budget Changes for the Better or Worse While I am in Chapter 7?
  • How Can I Prepare for My Chapter 7 341 Meeting of Creditors Hearing?
  • What Actually Happens at My 341 Hearing?
    • How Can I Avoid Stress in My Bankruptcy Hearings?
  • Can I Keep My Property if I File Chapter 7?
  • Will I Have to Attend Credit Counseling as Part of My Chapter 7?
  • What is a “Reaffirmation Agreement” in my Chapter 7 Case?
  • How do Motions for Relief from Stay Work in Chapter 7?
  • Can Creditors Object to My Chapter 7 Case?
  • How Long Do My Trustee’s Rights Extend After My Discharge?
  • What Happens if I Forgot to List a Creditor in My Chapter 7?
  • How Long Before My Credit Bounces Back After Chapter 7?

Understanding Chapter 13

  • What is the Purpose of Chapter 13?
  • How is my Chapter 13 Payment Plan Calculated?
  • How Difficult is it to Amend my Chapter 13 Plan or Petition?
  • What Can Go Wrong in a Chapter 13 Case?
  • What Objections can Creditors File Against My Chapter 13 Plan?
  • Can I Convert My Case From Chapter 13 to Chapter 7?
  • What Happens if my Household Income Goes Up or Down While I am in Chapter 13?
  • How Can I Prepare for my Chapter 13 341 Hearing?
    • How Can I Avoid Stress in My Bankruptcy Hearings?
  • What Questions Will I Be Asked at my Chapter 13 341 Hearing?
  • What is Your Chapter 13 Confirmation Hearing?
  • What are my Responsibilities After my Case is Confirmed?
  • How Does a Lien Strip Work?
  • How Many Times Will I Have To Go to Court In My Chapter 13?
  • Notices Issued by the Court in my Chapter 13 Case
  • How Long Does it Take to Restore My Credit After Chapter 13?
  • What if I Can’t Keep up with My Payments?
  • What is a Motion for Relief and do I Need to Worry About it?
  • How Does Chapter 13 Stop a Foreclosure?

Special Situations

  • Child Support and Alimony
  • Recent Credit Card Use
  • Credit Card Balance Transfers
  • Student Loan Debt
  • Tax Debts
  • Medical Debt
  • Stopping Eviction
  • Co-signed Debt and Authorized Users
  • Debts Arising from DUI, Fraud, or Illegal Activity
  • Debts Owed to Relatives
  • Inherited Money
  • Missing or Omitted Creditors
  • Recent Sale or Gift of Property
  • Job Changes During My Bankruptcy

Protecting My Stuff

  • Will I Lose My Stuff if I File for Bankruptcy?
  • Eight Common Pre-Bankruptcy Mistakes and How to Avoid Them
  • What Happens if I Sold Furniture of Electronics that was Subject to a Lien?
  • I Filed a Bankruptcy Case without a Lawyer. Now the Trustee Wants me to Turn Over my Property. What do I do?

Stopping a Mortgage Foreclosure

  • How Can I Stop a Pending Foreclosure?
  • Should I File Bankruptcy or Apply for a Home Mortgage Modification?
  • Should I Try to Negotiate a Settlement with my Mortgage Lender to Stop Foreclosure?

Stopping a Wage Garnishment

  • How Does Bankruptcy Stop a Wage Garnishment?
  • Are There any Non-Bankruptcy Options to Stop a Wage Garnishment?
  • Will I Get my Money Back if I File Bankruptcy?

Stopping a Vehicle Repossession

  • How does Bankruptcy Stop a Vehicle Repossession?
  • Can I Use Bankruptcy to Get My Vehicle Back if it’s Already Been Repossessed?
    • Does Georgia Law Give You the Right to Redeem Your Car?
    • How Long Will It Take To Get My Vehicle Back?
    • Will I be Responsible for Repossession Costs and Storage Fees?
    • What Can I Do About Damage to My Vehicle or Missing Personal Possessions After I Get My Car Back?
    • What Can I Do if My Truck Was Repossessed Three Months Ago – Is it Too Late?

Bankruptcy Terminology

  • Glossary of Bankruptcy Terms
  • What is the Automatic Stay of Bankruptcy and why is it so Important to Me?
  • What is “Means Testing” and Should I Be Concerned About it?

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Ginsberg

Susan Blum and Jonathan Ginsberg

Ginsberg Law Offices
1854 Independence Square
Atlanta, Georgia 30338-5174

P: 770-393-4985
F: 770-393-0240
E: atlantabankruptcy@gmail.com

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Jonathan’s Ratings

10.0Jonathan C. Ginsberg Jonathan C. GinsbergClients’ ChoiceAward 2019 Jonathan C. GinsbergReviewsout of 66 reviews

Susan’s Ratings

Susan Schmeidler BlumReviewsout of 111 reviews Susan Schmeidler BlumClients’ ChoiceAward 2019 10.0Susan Schmeidler Blum

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