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“Credit Freeze” Now Available in Georgia

By Jonathan on January 14, 2008

As of this past November, 2007, all three credit bureaus will permit you to impose a “credit freeze” on your credit report so that you can stop or limit the damage caused by identity theft.  There is no charge to victims of identity theft and a $10 charge for those who want to place or remove a credit freeze.

When a credit security freeze is in place at all three major credit bureaus, an identity thief cannot open a new account because the potential creditor or seller of services will not be able to check the credit file. When the consumer is applying for credit, he or she can lift the freeze temporarily using a PIN so legitimate applications for credit or services can be processed.

An excellent article on the Georgia watch web site sets out exactly how to request a credit freeze in Georgia.

 

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Susan Blum and Jonathan Ginsberg

Ginsberg Law Offices
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Atlanta, Georgia 30338-5174

P: 770-393-4985
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