Atlanta Bankruptcy Attorney Offers Georgia Bankruptcy Law Help
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The “new” bankruptcy law has now been in effect for almost four years. Despite what you have heard, bankruptcy relief is still available to you. However, you will find that bankruptcy relief is more complicated and time consuming that it was before. Rest assured, however, that I will take the time to explain to you how the law now works and I will assist you in gathering all of the documents and information we need to file.
Changes to the Bankruptcy Laws No Longer a Mystery
During this past three and 1/2 years, my firm has filed numerous cases in the Northern District of Georgia and has litigated or settled a number of new objections by creditors and by the trustees (both the Chapter 7 trustee and the United States Trustee). I have noted my observations about how the new bankruptcy law is being applied in Georgia on a new page of this web site. The new rules do impose strict new filing requirements on both debtors and their lawyers. My job as your lawyer is to explain to you both bankruptcy and non-bankruptcy options and to make sure that if you decide to file that you clearly understand what you need to do and that your case is properly prepared. If you would like to learn more about filing bankruptcy in the Atlanta area, please Contact Jonathan Ginsberg now for more information. Click here to read more about the new bankruptcy laws.
As an Atlanta bankruptcy attorney for the past twenty-two years, I have come to understand just how difficult it will be for you to make that call to me about filing a bankruptcy case.
Most of the people I see say things like “I never thought I would be in this position” or “this is the most embarrassing and difficult decision I have ever made.”
I want to reassure you that when you contact me, my staff and I will treat you with courtesy and respect and that we will treat the information you provide to us with strict confidence.
Before you contact me at all, I want you to know how I approach the bankruptcy process:
bankruptcy is not a good thing and if you and I can figure out another solution, I will advise you not to file
there are two parts to bankruptcy - first, we must prepare and file your paperwork; second - when your case is over, you will need guidance from me about how to restore and rebuild your credit. I will help you with both of these services.
My fees are reasonable, but I am not a discount, law firm. I will quote a price for your case based on the facts of your case. The bankruptcy law now requires us to gather a great deal of documentation about your income, expenses, assets and debts. No longer can you file a case without first producing documents including past year’s tax returns, copies of pay stubs, and proof of expenses. I have set up a page on this web site called Get Started Now that sets out exactly what I need to analyze your debt situation. You can then fax me your package of information (fax is 770-393-0240) and I will review at no charge. You can also drop you package by my office.
If my caseload is such that I cannot offer your case my full attention, I will refer you to another qualified Atlanta bankruptcy law firm.
**New** Simple 2 page worksheet - As you might imagine, I receive a lot of phone calls every day from people who are facing debt issues and have some questions about bankruptcy. Several of these callers have been reluctant to download and fill out a 35 page questionnaire. I understand this concern and to address it, I created a simple 2 page worksheet that should give me enough information to speak with you. I set up a separate web site for this questionnaire called BankruptcyWorksheet.com. Please click on the link to access this new, two page questionnaire.
The new bankruptcy law also requires that lawyers must provide potential clients with various disclosures now required by law, and must identify themselves as debt relief agencies.
I urge you to call or e-mail before you try any desperate measures like raiding your retirement plan, transferring property, or transferring credit card balances. Although I can deal with these actions, you are usually better off not taking these steps. I would rather hear from you sooner rather than later.
I also recommend that you contact me if you have been sued or if there is a pending judgment. When a judge issues a judgment the underlying debt becomes a secured debt and can be satisfied by seizing bank accounts, garnishing wages or liening property. While I can sometimes get rid of judgments in a bankruptcy, you are better off avoiding them whenever possible.
Please take a few minutes to read the information on this web site and to listen to the audio files I have posted. Bankruptcy is a big decision and I want you to be both informed about bankruptcy law in Georgia and I want you get a sense about how I practice.
Under the new bankruptcy laws, law firms
like Ginsberg Law Offices, P.C. that represent consumer debtors have been designated as “debt relief agencies.” This means that we help people file for bankruptcy relief under the Bankruptcy Code. Although the new laws will increase the complexity of personal bankruptcy, Jonathan Ginsberg and the staff of Ginsberg Law Offices will continue to represent you zealously and help you maximize your rights under the new bankruptcy laws.
This website copyright 2010 by Ginsberg Law Offices, P.C. All rights reserved. No reproduction of the original content on this site without express permission of the site owner. Please direct inquiries to Jonathan Ginsberg, Ginsberg Law Offices, 1854 Independence Square, Atlanta, GA 30338.
